![]() ![]() Your statement may show you both dates, or just the posted date. Sometimes the posted date may be a day later than the actual transaction date. You should see a detailed list that accounts for each time you used your card to make a payment. If you were charged a late fee, over the limit fee, foreign transaction fee or a balance transfer fee, it will also be noted on your statement. This is how much you owe to pay off your bill in its entirety. The total amount of your overall balance. ![]() If you made any payments or received credits to your account, it will be reflected on your statement. Issuers are required to have your due date be the same day of the month each month and provide 21 days, at a minimum, to make a payment after that month’s statement closes. This section summarizes any transaction information on your card like purchases, payments and other fees. The dates of your billing cycle help determine how your interest is calculated. If you check your statement online, it will show any pending or new charges as they’ll appear on the following month’s bill. Be aware that any purchases you’ve made after the closing date of the billing cycle won’t appear on your statement until the following month’s bill. This can be the entire account number or just the last four digits. Make sure everything is exactly right, including spelling, so it’s correctly reported to the credit bureaus. This section will have the basics of your account and should include: ![]()
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